How to Get a Wig for FREE

Lush Crowns LLC: Guide to Getting Your Cranial Prosthesis Covered by Insurance

We understand that dealing with hair loss due to medical conditions can be overwhelming. At Lush Crowns LLC, we want to make it easier for you to receive coverage for your cranial prosthesis (medical wig) through your insurance provider. Follow this step-by-step guide to maximize your chances of reimbursement.

Step 1: Verify Insurance Coverage

  1. Call Your Insurance Provider

    • Ask if they cover cranial prosthesis under durable medical equipment (DME) or prosthetic devices.

    • Inquire about reimbursement policies and if they require you to purchase from an in-network provider.

    • Get details on any deductible, copayments, or pre-authorization requirements.

  2. Ask for the Required Documentation

    • Find out if a Letter of Medical Necessity (LMN) is required.

    • Determine which medical codes are necessary for processing the claim.

Step 2: Obtain a Doctor’s Prescription

  1. Visit your dermatologist, oncologist, or general physician.

  2. Request a prescription that specifically states "Cranial Prosthesis."

  3. The prescription should include:

    • Your diagnosis code (ICD-10)

    • The doctor's name, NPI number, and signature

    • The phrase “Cranial Prosthesis” instead of “wig” to ensure approval

Step 3: Obtain a Letter of Medical Necessity (If Required)

  • If your insurance provider requires an LMN, ask your doctor to write one explaining:

    • Your medical condition (e.g., alopecia, chemotherapy-induced hair loss, burns, etc.).

    • Why a cranial prosthesis is medically necessary for your condition.

    • The impact of hair loss on your mental and emotional well-being.

Step 4: Purchase Your Cranial Prosthesis

  • Choose a cranial prosthesis from Lush Crowns LLC, which provides medical-grade, insurance-friendly wigs.

  • Request an itemized invoice that includes:

    • Business Name: Lush Crowns LLC

    • Business Address & Tax ID

    • CPT Code: A9282 (Wig, artificial hair prosthesis)

    • Diagnosis Code (ICD-10) related to your condition

    • Price, description, and proof of purchase

Step 5: Submit Your Insurance Claim

  1. Fill out your insurance provider’s claim form.

  2. Attach the following documents:

    • Doctor’s prescription

    • Letter of Medical Necessity (if required)

    • Itemized invoice from Lush Crowns LLC

    • Any additional documentation requested by the insurer

  3. Submit the claim via your insurer’s online portal, email, fax, or mail.

Step 6: Follow Up on Your Claim

  • Insurance companies typically take 2-6 weeks to process claims.

  • Call your provider to check the status of your claim.

  • If denied, request a written explanation and file an appeal with additional supporting documents.

Alternative Payment Options

If insurance does not cover your cranial prosthesis, consider:

✔ Using a Health Savings Account (HSA) or Flexible Spending Account (FSA)

✔ Checking for nonprofit organizations that assist with hair prosthesis costs

✔ Exploring financing options through Lush Crowns LLC

Contact Us for Assistance

We are here to support you through this process. If you need help with documentation or have questions, reach out to us:

📍 Lush Crowns LLC
📧 Email: lushcrownsllc@gmail.com
📞 Phone: 612-888-4034
🌐 Website: lushcrowns.com

We are honored to be part of your journey to confidence and beauty!